A bold prediction about XRP’s future valuation is stirring renewed interest in long-term accumulation. In a recent post on X, crypto influencer X Finance Bull suggested that by 2030, the cost of 10,000 XRP could exceed $150,000, translating to a price of $15 per token or more. Drawing attention to rapid institutional adoption and supportive AI-driven projections from platforms like ChatGPT, Gemini, and GROK, the analyst argued that the retail window for affordable XRP may be closing fast. This projection, while optimistic, resonates with a growing chorus of voices in the XRP community who believe the token is structurally undervalued. As Ripple expands its global financial partnerships and as utility-driven demand for XRP gains traction, the case for a substantial revaluation is being taken more seriously, especially among long-term holders. 10,000 $XRP sounds cheap now? Just wait By 2030, it could cost $150K… or more AI projections like GROK, ChatGPT and Gemini are screaming one thing: retail is getting priced out. Fast If you don’t stack now, you may never afford it later #XRP accumulation season is ending pic.twitter.com/RJLcY7j2GX — X Finance Bull (@Xfinancebull) June 2, 2025 The $150K Valuation: Ambitious, but Not Baseless The suggestion that 10,000 XRP could be worth $150,000 in less than a decade is grounded in several key assumptions: widespread adoption of Ripple’s blockchain technology, XRP’s growing utility in cross-border payments and tokenized asset flows, and favorable regulatory outcomes. While skeptics may balk at such high projections, it’s worth noting that the crypto market has witnessed similarly dramatic transformations before. Assets like Bitcoin and Ethereum underwent massive re-pricings within a single cycle, often defying expectations and valuation models. X Finance Bull’s post captures this potential, stressing that current market prices may not reflect the long-term trajectory of XRP’s role in financial infrastructure. With prices still hovering under the $1 mark at press time, the implied valuation of $15 per XRP by 2030 would represent a 15x increase from today’s levels, a scenario that is plausible if Ripple’s technology becomes integral to the back-end of international finance. AI Models Echo Long-Term Optimism Supporting the narrative are forecasts from leading artificial intelligence platforms. While AI models like ChatGPT, GROK, and Gemini do not offer real-time financial advice or investment guarantees, they have shown broad consensus in identifying XRP as one of the few cryptocurrencies with tangible utility, regulatory resilience, and enterprise-grade adoption. These platforms have evaluated XRP within the context of its use cases: real-time settlement, liquidity provisioning, and tokenized asset interoperability. Based on these functions and market trends, they consistently rank XRP among the most likely tokens to benefit from long-term institutional integration. While not a guarantee of price, these AI-driven outlooks reinforce the sentiment that XRP may be entering a phase where scarcity and demand could push valuations significantly higher. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 The Retail Window May Be Closing One of the most pointed warnings in X Finance Bull’s post is the suggestion that “retail is getting priced out. Fast.” As history has shown with Bitcoin, early accumulation opportunities tend to diminish quickly once institutional demand surges and retail liquidity thins out. XRP’s growing integration into banking corridors via Ripple’s On-Demand Liquidity (ODL) solution already puts it in a different category from purely speculative tokens. The post also frames the current market as the tail end of the “accumulation season”—a phase where patient investors acquire undervalued assets before the rest of the market recognizes their full potential. If XRP follows the same path as Bitcoin post-2016 or Ethereum in early 2020, the current price range may eventually be seen as a missed opportunity. Looking Ahead to 2030 While no projection is immune to market cycles or external risks, the $150,000 valuation for 10,000 XRP reflects a credible long-term thesis: that utility-driven tokens with institutional backing and a proven track record will eventually see re-pricing to reflect their foundational role in the new financial order. For those still on the sidelines, the message from analysts like X Finance Bull is clear—delaying may come at a cost. If current trends continue, the window to accumulate XRP at sub-$1 levels could be closing, and by 2030, the cost of entry might be out of reach for most retail investors. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Expert Projects When 10,000 XRP Will Cost You $150,000 appeared first on Times Tabloid .
